Archive for August, 2008

Buy Non Owner Auto Insurance Policy in California

non owner's car insuranceWhat is non owner auto insurance policy?

The coverage known as Non Owner's is for those who need auto insurance but do not own a vehicle; however, be aware that this type of policy is not for everyone. Coverage may be limited and may not apply under certain circumstances.

Need an SR 22 filing?
Get a low price non owner policy with an SR 22 filing by visiting the California auto insurance section of OnlineAutoInsurance.com. Get a price online in minutes and even choose to buy a policy instantly.

The general guidelines require one to get a regular personal automobile policy if they own a vehicle or regularly use one. Also, be sure to get a commercial policy if it is used for business.

If you answer YES to any of the following questions, speak to an agent to make sure choosing to buy a non owner policy is right for you.

Question: YES NO
Are there any vehicles registered in your name?    
Do you own any vehicles even though they're not in your name?    
Do you have access to employer vehicles, non private use, commercial or other work related vehicles such as taxies etc?    
Do you have access to other vehicles in your household?    
Do you have regular access to someone else's vehicle?    

NOTE:  Although it may be quite inexpensive, be sure to understand the limitations of this type of policy to make sure you don't end up in an uninsured accident. The article, "Non Owner Insurance – What you should know" explains further the purpose of these policies and who they are designed for.

Some may need this type of policy for circumstances such as:

  • Need to get SR22 to reinstate license but no vehicle is owned.
  • Do not own a vehicle but occasionally use my friend's.

Join the many Californian's getting non owner car insurance quotes online and get instant access to valuable information by visiting OnlineAutoInsurance.com

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